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How to Get the Compensation You Deserve in a Personal Injury Settlement It is not uncommon for medical bills to quickly increase after an accident. When that occurs, it's essential to be aware of your options so that you can get the compensation you are due. One alternative is to seek an injury-related settlement. The amount you can get depends on many factors, including the severity of your injuries and the liability of the other party. Medical expenses Medical expenses comprise a large part of most personal injury cases. They can vary from hundreds of dollars to several thousand depending on the extent of the injuries and whether ongoing treatment is required. In many cases, victims will receive compensation for their current medical bills, as and future costs for care. This can include doctor's visits or prescriptions, physical therapy, hospitalization, and ambulance rides. There are a few things that accident victims should be aware of when filing claims. First, these expenses must be documented so that the settlement amount can be calculated. The next step is to give all medical records and receipts to the plaintiff's lawyer. These documents will allow the attorney to assess the amount you've spent and what future treatments will cost. Your lawyer might need to request a professional expert witness to be able to testify about your injuries. Although they might not have ever treated you but this expert witness will to determine the treatment required and the time it will take to heal. After the claim is settled, your medical costs can be paid out of the settlement or jury verdict that was awarded to you. Your health insurance company can file a lien on your settlement to collect money it has paid for medical treatment in certain situations. This is known as subrogation. This lien can reduce your overall amount from the defendant. It also includes any costs associated with the case or attorney costs. Be aware that the defendant's insurer company may try to lower the amount of your medical bills if they are deemed “unreasonably expensive.” This tactic is called the “nickel and diming” method. The best way to avoid this is to be open about the damages you have suffered in the beginning of the lawsuit. The personal injury lawyer will work with you to make sure you receive the full amount of compensation. Lost wages Losing wages can be a huge financial burden after a personal injury. If you've been injured at work or in the course of a car accident it can be a challenge to figure out how to pay your bills while you're recovering. It is essential to understand how lost wage calculations are constructed and proven in an injury case. It is essential to prove that you were unable or unwilling to work at your job and that the time you missed work was directly connected to the accident. The most basic way to prove that you lost wages is to get documents from your employer. Request that your employer provide an official statement that lists your name, job title and pay rate. Also the number of days that you worked before and after the accident. To support your claim, you should be sure to attach your pay stubs as well as other proof of earnings. A personal injury lawyer can help you acquire the documentation you require to prove loss of wages. This includes your paystubs, tax returns, and other documentation that can demonstrate the amount of money you earned during the period you were not able to work. In addition to base lost wages, you can also recover compensation for overtime lost bonuses, tips, and overtime. These can be calculated using the same formula that calculates base lost wages. However, you will need to prove that you are unable to utilize them due to your accident injuries. You may be required to prove your earning potential, depending on the severity of your injuries. This is the amount you could earn if you were not injured and could still work in your current job. Calculating lost earning capacity can be more complicated than proving a loss of wage. It requires considering the length of time you're not able to work and the value your benefits. It's best to discuss this with a personal injury lawyer before you settle your case so that you're aware of how much you'll receive for loss of income. A experienced personal injury lawyer will have all the resources and expertise to ensure that you receive the maximum amount of compensation you are entitled to after a serious car crash. To get a free consultation, call us today to learn more about how we can assist with your personal injury case. Property damaged If you have been in an accident, you could be entitled to compensation for property damage. This could include damage to your car or home, or any other property damaged during the accident. You can recover money from a person who has damaged your property due to negligence or carelessness. The manufacturer of a product can be held accountable if they sold defective equipment that caused damage to your vehicle or home. When a personal injury lawyer is working on your case, he will ensure that you receive all of the compensation you're entitled to. This includes compensation for medical expenses, lost earnings and any other damages that you might have suffered as a result of the accident. You may be eligible to receive more or less money according to the extent of your injuries and the circumstances of the incident. Your lawyer will evaluate the extent of your injuries and help you determine how you should request an amount of settlement. While you might be in a rush to accept the initial offer you receive from an insurance company, it's always best to take your time and negotiate. A skilled attorney can make your negotiations smoother and more efficient. The economic and non-economic damages can be assessed by a personal injury lawyer. This is a more thorough method of calculating your financial losses. Non-economic damages are those that result from emotional distress, and other losses. After your attorney has determined the damages, you will need a written request from the insurance company. This amount is what your lawyer believes you are entitled to in compensation for the harm you've suffered. The last step is to gather the evidence that you need to prove your case. Photographs, witness statements, as well as any other type of evidence are all acceptable. Many people are surprised to find out that it can take months for a personal injury case in court to be resolved. Half of our readers settled their cases within two to one year. 30% waited longer than one year. personal injury lawsuit long beach and suffering In the case of personal injury settlements, pain and suffering can be classified as a non-economic category. These damages include physical and emotional pain caused by an injury. They aren't easy to quantify so it is essential to gather evidence that reflects the severity of your injuries as well as the impact they have on your life. In some cases, economic damages are more significant than the financial compensation you receive for medical expenses and lost wages. For instance, if have suffered a serious back injury and are now experiencing discomfort on a regular basis the quality of your living has significantly diminished. The extent of your losses is a critical factor when determining the amount you'll be paid in a settlement. In general, the more severe and traumatic your injuries, the greater the settlement. Although it is difficult to prove the severity of your injury, it's possible with the help of an experienced personal injury attorney. Your medical records can be a valuable source of evidence, along with statements from medical doctors and mental health professionals. Testimony from family members and friends members also can give valuable insight into how your injuries have affected your life. They can testify about the physical and emotional trauma you've endured, as well as any changes in your personality or behavior. Insurance companies typically employ one of two methods to calculate the amount of the plaintiff's pain and damages. The most common method is the “multiplier” that employs an amount of 1.5 to 5. To gain a better understanding of how a multiplier can affect your case, let's look at an example of a plaintiff who has an injury that requires extensive medical care and a lengthy recovery process. She is liable for $10,000 in medical expenses and is forced to forfeit five weeks of work, earning the rate of $1000 per week. Using this multiplier, she would likely receive $3.2 million. In addition to this amount, she would be eligible for pain and suffering/non-economic damages that equal $64,800 (180 days of suffering multiplied by $360 per day). The most effective method to show your pain and damages is to engage an experienced personal injury lawyer who is knowledgeable of the law and has experience in dealing with insurance companies. They can gather evidence and present your case before a jury.